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Share Drafts
What Makes It Better
A share draft account
at SUNTIDE FEDERAL CREDIT UNION works the same way as a checking
account at any bank. However, some very important features make it
better than the traditional checking accounts. Remember that banks are
in business to make a profit any way they can.
Free Checking- No
Service Fees
OVERDRAFT
PROTECTION
As an additional
convenience, we offer overdraft protection by transferring from your
regular share savings account to cover any check that may exceed the
balance in your share draft account.
CHECK IMAGING ACCESS
"Bringing
Images to Members" Once you open a share draft account and if you have
an access on an internet, you may have the option to enroll on the
credit union's Check Imaging Access. From the
internet, with your username and secured password, you may now view and
print an image of all checks that have been cleared from your checking
account for the past 90 days.
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DIRECT DEPOSIT
& PAYROLL DEDUCTION
You can arrange for
your payroll check, Social Security check, retirement check, or any
other regular recurring check to be directly deposited to your checking
account. No more waiting.
No more lines.
It's
secure--everything is done for you.
Preauthoriezed drafts
may be used to pay insurance premiums,etc.
CHECKING COPIES
Each time you write a
check, you automatically make a carbonless copy which remains in your
checkbook. You won't have to wait until the end of the month to have an
exact record of your financial transactions nor will you need to keep
track of cancelled checks--the originals are stored for you.
MONTHLY STATEMENTS
Once each month, we
will send you a statement showing the number of checks clearing your
account, the amount, and all other transactions made on your share
draft account during that month. Utilizing monthly statements and check
copies makes balancing your checkbook a breeze.
VISA DEBIT (CHECK) CARD
Paper or Plastic?
You've got a choice. With a Visa Debit (Check) Card, you can avoid the
hassles of writing checks, showing your identification and waiting for
approval - -with one quick swipe, your purchases are paid and the money
comes right out of your checking account. And, you can use your Visa
Debit (Check) Card anywhere Visa is accepted. Please call Member
Services at 361-241-7100, ext. 105 to see how you can take advantage of
the benefits and options this card has to offer. Verified by Visa
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